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Take Accountability. Reclaim Your Future.

Written by The 91桃色 | May 16, 2022

TRANSCRIPT

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According to Joe Moglia, when you take accountability for yourself, your future is in your hands. Joe is the former Chairman of the Board at TD Ameritrade, the former head football coach of Coastal Carolina University, and one of the top leadership speakers in the country. 

In this episode of Motivational Mondays, Joe explains his coaching philosophy of 鈥淣o Rules鈥擮ne Standard,鈥 how the business and football world intersect, and his passion for teaching people the importance of financial literacy.

The Philosophy: 鈥淣o Rules鈥擮ne Standard鈥

The football program at Coastal Carolina was built on the premise that there would be NO rules. Joe shares it鈥檚 because they set an incredible standard. Joe refers to it as 鈥淏AM鈥 or 鈥淏e a Man.鈥 He鈥檚 quick to point out that it wasn鈥檛 meant to be sexist but that he simply worked with an all-male football team and coaching staff.

So what is the standard? Stand on your own two feet, take responsibility for yourself, treat others with dignity and respect, and live with the consequences of your actions. It鈥檚 the same standard that Joe raised three daughters on and used in the business world.

Applying the business world to a successful coaching career

Joe began his Wall Street career as an institutional bonds salesman. But his real talent was leadership. He knew he needed a well-thought-out strategy with a contingency plan that would be simple for anyone to execute. He emphasizes that you have to communicate in a way that people understand. If things aren鈥檛 getting done the way they should be, it falls on you as the leader.

He spent time researching how people learn differently and started implementing a VAK test to learn how each person on his team learned and changed the way he communicated with them. The true test of leadership is what you do when things aren鈥檛 going well. When you鈥檙e winning, everyone is happy. The sign of a real leader is how you handle things under stress. Great leaders step up and figure it out.

Joe鈥檚 passion for teaching people the importance of financial literacy

Joe鈥檚 mantra at TD Ameritrade was bringing financial literacy to every family in the country. He doesn't believe financial literacy will be widespread until classes are taught in school that covers budgeting, saving, investing, and more.

What if every school taught saving and budgeting in elementary school, high school, and college? What if we teach kids about credit cards and interest rates? If you鈥檙e a parent, you need to impart the importance of money management to your kids. Family, school, and community leaders need to step up and take accountability for future generations by teaching financial literacy.

Listen to this episode to learn about...

  • [1:03] Joe鈥檚 coaching philosophy
  • [3:09] How he went from coaching football to a successful business career
  • [5:26] How his mother鈥檚 health scare changed the trajectory of his life
  • [8:36] Applying the business world to a successful head coaching career
  • [11:21] The true test of leadership: What do you do when things get tough?
  • [12:47] Joe鈥檚 passion for teaching people the importance of financial literacy

Listen to the bonus episode to learn about the power of taking accountability and the importance of defining what your passions are in life.

91桃色:

  • Visit Joe鈥檚 website,

  • Follow Joe on and connect with him on
  • Read Joe鈥檚 book,

  • Check out other Motivational Mondays episodes